Plug your AI into your books.
Expansas Financial is built so your AI (APEX, any MCP-capable assistant, or your own agent) can work on your ledger with real, permissioned access: reconcile, run the close, and hand your banker a clean package. Agent access is coming. Every change is audited, and locked periods stay locked.
No AI of your own? Finny does the books with you. Either way you end with a close your CPA signs off and a private link for your banker.
Then add a Business Nexus: an AI team for sales, research, security and more, hosted by Expansas. Early access. What is Business Nexus?
1/4Ask APEX.
Your AI already knows how to ask. Give it something real to work on.
EF speaks MCP, the open protocol AI tools use to call software. When agent access opens, your assistant will be able to search transactions, pull balances and reports, compare periods, spot anomalies, or propose a correction for someone to approve. Tools will be limited to your role, and every change logged.
Connect your AI to your books
- 1Join the list for agent access.
- 2When it opens, we send your connection details.
- 3Add them to .mcp.json and ask about your books.
{
"mcpServers": {
"expansas-financial": {
"type": "http",
"url": "https://<connection URL we send you>",
"headers": {
"Authorization": "Bearer <sent when agent access opens>"
}
}
}
}Anything in <angle brackets> is a placeholder. The real connection details are sent when agent access opens.
What your AI can do
The exact tools your AI can call, for developers. You don't need these names to use EF: just ask your AI in plain words.
Exact permissions are set per organisation.
11 of 11 tools shown for Owner
Know you're ready to close before your CPA does.
Finny ties your books to the bank, checks the balance sheet, and makes sure every statement is in. Anything blocking the close comes with an explanation and a fix; then it’s owner review, CPA review, and a locked close with a close report.
Juniper Supply LLC · September 2026
Not run yet
Break something, or just run it.
- Bank tie Ledger cash agrees with bank statements.: not run
- Balance sheet Assets = liabilities + equity.: not run
- Statement coverage Every account has statements for the whole period.: not run
- Open
- Owner review
- CPA review
- Locked
The period is open. Once the checks are clear, submit it for owner review.
Run the checks and clear every blocking issue (acknowledge any warnings) to submit for owner review.
Banker-ready, without the scramble.
Choose who it's for and which statements to include. Finny assembles a CPA-adjusted package behind a private link that expires. You can see when it was opened.
Default text changes with the audience until you edit it.
Recipient's view
Preview of the private linkJuniper Supply LLC: shared by Finny
- Basis:
- CPA-adjusted
- Link expires
- Oct 24, 2026
- Viewed:
- not yet
Q3 2026 · Jul 1 – Sep 30, 2026 · prepared for Banker
Attached is our CPA-adjusted package for the period, with the lender metrics you asked about. Happy to walk through the line of credit and term loan balances on a call.
Lender metrics (banker portal)
Bankers see ratios and spreads in their Expansas banker portal.
Computed from the statements below for this period; DSCR is for the period, not annualised.
Profit & loss
Jul 1 – Sep 30, 2026 · USD
| Wholesale product sales | 626,500 |
| Freight & other income | 18,400 |
| Total revenue | 644,900 |
| Cost of goods sold | 447,400 |
| Inbound freight | 24,600 |
| Gross profit | 172,900 |
| Payroll & benefits | 69,000 |
| Rent | 25,200 |
| Insurance | 6,300 |
| Utilities | 5,060 |
| Vehicle & fuel | 12,050 |
| Marketing | 7,000 |
| Professional fees | 6,000 |
| Software & subscriptions | 3,300 |
| Depreciation | 9,600 |
| Other operating | 7,800 |
| Total operating expenses | 151,310 |
| Operating income | 21,590 |
| Interest expense | 2,985 |
| Net income | 18,605 |
Balance sheet
As of Sep 30, 2026 · USD
| Cash | 96,405 |
| Accounts receivable | 209,800 |
| Inventory | 256,500 |
| Prepaid expenses | 10,200 |
| Total current assets | 572,905 |
| Property & equipment, net | 126,900 |
| Total assets | 699,805 |
| Accounts payable | 160,400 |
| Accrued liabilities | 25,300 |
| Line of credit | 66,000 |
| Term loan, current portion | 37,200 |
| Total current liabilities | 288,900 |
| Term loan, long-term | 17,700 |
| Total liabilities | 306,600 |
| Member capital | 150,000 |
| Retained earnings | 243,205 |
| Total equity | 393,205 |
| Total liabilities & equity | 699,805 |
SAMPLE DATA: fictional company, illustrative figures.
Then hire the rest of the team.
A Business Nexus, hosted by Expansas, is a governed AI team for your company. Praxis and seven department agents work continuously, and every action is checked before it runs and logged after. Synthax, a CEO agent you steer, is coming. Each Business Nexus is designed to get its own database and secrets vault.
This is a sizing sketch for a Business Nexus, which is in early access. Pick how many people use it (seats) and how big its database is (size tiers). Synthax, the CEO agent, is coming and shown here for planning only. Prices come from our current price list.
Your team
Always on. These eight governed agents come with the platform.
- PraxisCOO: turns goals into checked, logged work
- HeraldSales signals and outreach
- AtlasInfrastructure health
- BastionSecurity check
- MentorResearch
- ArgusInsights and briefs
- DarwinExperiments
- QuillBrand-voice content
Included with Business Nexus Platform
Add a CEO
Business Nexus modules
Finny's bookkeeping, invoicing, payroll and more, as add-ons.
- AI BookkeepingLivePrice not public yet
Auto-categorization · Bank sync · Month-end close
- ComingInvoicingComingPrice not public yet
Professional invoices · Payment tracking · Automated reminders
- ComingPayrollComingPrice not public yet
Automated payroll runs · Tax calculations · Direct deposit
- ComingProperty ManagementComingPrice not public yet
Rental income tracking · Tenant payment automation · Expense categorization
- ComingTax PreparationComingPrice not public yet
AI-assisted return prep · Document processing · Multi-client management (CPA mode)
- ComingCompliance & AuditComingPrice not public yet
Regulatory reporting · BSA/AML monitoring · Audit trail
Seats Coming
1 seat is included with the platform.
Seats are coming. Seat billing shown is illustrative; nothing is charged here.
Extra database
1 database is included. Add more for separate data domains.
Extra agent usage
Tokens per month beyond what's included (1M).
Estimate at a blended $0.18/1M tokens (3:1 input to output, Expansas agent model at $0.14 in / $0.28 out per 1M).
What EF does today
Upload your statements or connect your banks through the Expansas desktop app.
- Bank connections through the Expansas desktop app
- QuickBooks import
- Statement & document ingestion
- Multi-entity + intercompany
- CPA & accountant roles
- Close workflow with period lock
- Expiring share links
Ask APEX.
Meet APEX.
APEX is the first character you meet.
Trust, stated plainly
Role-based access, audited writes and locked periods.
Working with health data? Contact us about a BAA.
Read the security page